becuase there is a lack of anonymity? If anyone could connect the IRC technolgy with a blockchain, Wallet to Wallet transfers would be easy and anonym.
Considering that Blockchains are already mainly using P2P technology the use of exchange hubs appears to be mainly an issue of convenience, but one that hinders the wider use of Cryptocurrencies wich is not to buy goods, but comperable to the ECU trade currency before the Euro.
For companies that operate in several currencies it is already difficult to find one single Bank with one branch that can offer several accounts in different currencies and one account never can handle more than one currency.
For every company that deals internally with several currencies transfering at least some value in a crypto currency does make sence due to the easier and faster transfers offered by blockchain technology, if there was not the need of having a crypto exchange in the position of a bank.
Cash can be stored locally in a safe and brought keeping national boarders in mind inbetween branches, but also cryptocurrencies do not offer the same functionality. The wallet needs to be hooked up again with a crypto exchange.
IRC systems set up in a company connected to a security blockchain node at only on point as the main office would be cryptocurrencies with the ease of banknote cash.
